Many drivers who have taken out a car leasing contract ask themselves the question : “Can I change my car during the leasing period in Switzerland ?”. Although this is possible, it must be done in accordance with the terms of the leasing contract. As car leasing in Switzerland is constantly increasing and now accounts for more than half of all new car financing, there are various situations in which the current car lease can be terminated :
Why change your car during the leasing period ?
- To change the car : Many individuals who want to change their leased car wonder whether it is possible to change the car during the leasing period in Switzerland. It is common to take out a new leasing contract for a newer, larger, more expensive or, on the contrary, cheaper vehicle in order to reduce leasing costs.
- To meet new needs : A move abroad, a professional development that allows you to have a company car, a drop in income, a divorce… these are all situations that can motivate you to interrupt or change your car during the course of a lease.
- To increase financial possibilities : Some drivers also decide to terminate their Swiss car leasing or switch to a cheaper leasing in order to increase their borrowing capacity. This is particularly true in the case of a property purchase.
Ways to change your car during a lease
There are several ways to terminate a leasing contract or change cars before the end of the leasing period in Switzerland. However, some methods are more advantageous than others, especially from a financial point of view. It is therefore important to choose the right solution.
Transfer of the leasing contract
This solution consists of transferring the leasing contract to a third party (individual or company). This method is simple and inexpensive and is generally the most advantageous for the motorist who wishes to transfer his car lease. LeaseTransfer assists you in transferring your leased car to a solvent third party with its 100% accompanied service.
Have the contract bought out by the supplying garage
Some contracts offer the possibility to have the leased car bought back by the supplier. Although not all garages offer this option, it will be easier to accept if you take out a new car leasing contract.
Buying the leased car
To change the car during a lease, it is also possible to buy the leased car in advance. However, you must have the necessary funds to repay the leasing amount. If you do not have the financial capacity to buy your leased car, LeaseTransfer will buy your leased car through its network of partners throughout Switzerland. You can then, if you wish, take out a new car leasing contract.
Cancelling a car lease
The private individual can also decide to return the leased car before the end of the contract in exchange for penalties for early termination of the lease. However, it is important to check with the car dealer beforehand whether you can change the car during the lease or whether you will have to terminate the car lease and take out a new one.
Changing cars during a lease is possible with LeaseTransfer
To the question “can you change your car during the leasing period”, LeaseTransfer answers yes! Our platform aims to bring together people who want to get out of their car leases before the end of the contract and other people who are interested in taking over used leasing cars. Thanks to our leasing transfer concept, car owners in Switzerland have the possibility to transfer their car leasing to a private person or a company before the end of the contract. This is a very advantageous option when moving abroad or changing your situation, but also when taking out a new Swiss car leasing contract. Before transferring your car lease in Switzerland, do not hesitate to contact a LeaseTransfer advisor. He will tell you which solution is best suited to your situation, so that you can quickly get out of your car lease under the best possible financial conditions.
