LEASING TRANSFER : THE CHEAPEST ALTERNATIVE

There are several ways to get out of a leasing contract :

  • Early termination : this is clearly the least cost effective solution. In case of early termination, you will have to pay penalties for breaking your lease according to a coefficient mentioned in your contract. This calculation can represent SEVERAL THOUSANDS OF FRANCS!
  • Lease buy-back : the lessee must then repay the full amount of the vehicle to the leasing company. This option is practical if you want to get rid of the vehicle quickly.
  • A lease transfer : the most financially attractive solution. This involves transferring the lease to another private individual or business.

    The third solution is much more advantageous because it minimises costs. It has advantages for both the transferor and the transferee.

    Transferring your lease : a solution for the transferor and the transferee

    You will find all the advantages of transferring or taking over a leased car in Switzerland on this page :

    The advantages of lease transfer

    Transferring a lease in a few steps

    Lease transfer advertisement in Switzerland

    The first step is to place a leasing transfer advertisement online. It is difficult to find a leasing buyer. Therefore, you can maximise your chances by using a specialised website. In Switzerland, the best-known website for transferring your leasing contract is the leasetransfer.ch platform. This company is a pioneer in its field.

    Finding a buyer

    When a potential buyer comes forward, he or she should be put in touch with the person holding the leasing contract. Both parties agree on the conditions for taking over the leasing contract. LeaseTransfer supports you in this process of transferring a leasing contract with its 100% accompanied formula.

    Informing the leasing company

    The company that owns the vehicle must be informed that a leasing transfer will take place. The document is called a “contract amendment”. It must be accompanied by all the documents relating to the new lessee : identity card or residence permit, last three pay slips, tax notice, etc.

    Waiting for the leasing company’s agreement

    Once the application has been made and sent to the leasing company, the file will be processed and all you have to do is wait for a final agreement. It is possible that the organisation will charge additional fees for the credit assessment of the buyer. These are generally paid by the seller. However, an agreement between the seller and the buyer can be negotiated.

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